#HOUSEHOLD EXPENSES EXAMPLES SOFTWARE#

Put in estimates as placeholders until the actual bills come. Installation payments, such as student loans and credit cards, also go in here. X Expert Source Samantha Gorelick, CFP®įinancial Planner Expert Interview. Some examples would be car payments, rent or mortgage, utilities (such as water, electricity, etc), and insurance (medical, dental, etc). Put your biggest regular expenses into the spreadsheet or ledger.

#HOUSEHOLD EXPENSES EXAMPLES SOFTWARE#

If you are using software you will be able to add rows easily to fit all of your expenses in.

If you are using a paper ledger, you may want to create a separate page for each of these categories, depending on how many expenses you have in each category every month.

Software will also allow you to divide your spending into different time periods and priorities. Using a software program to do this has the added benefit of being able to easily categorize the type is spending (groceries, gas, utilities, car, insurance etc) as well as calculating totals in different ways that are useful to understand what, when, where, how much and how (credit card, cash, etc) you spend.Transportation (car, gas, public transport costs, insurance).Household Operations, such as lawn or maid service.Utilities, such as electricity, gas, and water.Rent/Mortgage (make sure to include any insurance).This will help you when you go to input your expenses and when you want to look through them for a specific expenditure. Each entry should go into a category so you can easily see how much you spend on monthly and yearly bills, regular essentials, and discretionary costs.

Household expenses examples